A/c debited ₹18,420. EMI.
Avl Bal: ₹312
Bhai, ₹50,000 chahiye. Bas 1 mahine.
Haan haan, kar dunga.
Ghar ka kharch kitna aa raha hai?
typing…
Naukri chhoot gayi to ghar kitne din chalega?
Ye aapke saath bhi hua hai?
Andaaza
ya hisaab?
Roz ke chhote faisle, bade nuksaan. Kisi ne sikhaya hi nahi.
Sethji ka jawab
Har dard ke liye ek formula.
DardDost ne ₹50,000 maange. “Na” nahi bol paaye.
Seema = apni bachat × 5%
Bachat ₹2,00,000 hai to seema ₹10,000. Bolo: “₹10,000 de sakta hoon, wapas na aaye to bhi theek.”
DardSalary aate hi 5 tareekh tak khatam.
Bachat = salary × 20%, kharch se pehle
₹25,000 salary me ₹5,000 turant alag. Kharch ke liye ₹20,000.
DardNaukri chhoot jaye to ghar kitne din chalega?
Runway = bachat ÷ mahine ka kharch
₹60,000 ÷ ₹20,000 = 3 mahine. Isse kam ho to kudna jaldbaazi hai.
Udaharan. Andar har module me aise hisaab aur faisle hain.
Kaise seekhte ho
Sirf padhkar nahi. Khud karke seekho.
Ek asli business situation se shuru. Padho ya suno.
Numbers daalo, choice lo. Concept ko khud lagao.
Aapke jawab ka nateeja dekho, aur samjho ki faisle ka matlab kya hai.
Quiz pass karo, progress save hoti hai, agla module khulta hai.
Baniya Playbook · Digital Access
Dhandha andaaz se nahi, hisaab se chalta hai.
Gap ye nahi ki aapko kuch pata nahi. Gap ye hai ki faisla lena kisi ne sikhaya nahi. Baniya gharon me ye hisaab bade bacchon ko seedha sikha dete hain. Jinke ghar me nahi hua, unke liye ye Playbook hai.
01Learning path
11 levels, one after another
From the idea of starting a business to understanding a big one. 10 modules in every level.
01Level 01The “Dhandha” Awakening10 modules
- The Babu vs. Baniya Mindset
- The “Dukh-Dard” Strategy
- The “Rishtedar” Test
- Bazaar Ki Jasusi
- Beating “Log Kya Kahenge”
- Jodi or Solo?
- Marwari Math
- Asli Dhandha vs. Startup Hawa
- Gully-to-Global
- The 48-Hour “Muhurat”
02Level 02The “Jugaad” Setup10 modules
- The “Pukka Bill” Setup
- The GST Chakravyuh Decoded
- Hissedari without Dushmani
+ 7 more modules
03Level 03The First 1 Lakh10 modules
- The “Sasta but Accha” Paradox
- Ziddi Follow-up
- The Digital “Bahi Khata”
+ 7 more modules
04Level 04The Engine Room10 modules
- The 90-Day “Udhari” Death Trap
- Dead Stock = Dead Cash
- Kalesh Management
+ 7 more modules
05Level 05Building the “Sena”10 modules
- Escaping “Lala-Mode”
- The “Gaddi” Shift
- Creating “Wazirs”
+ 7 more modules
06Level 06Bazaar Domination10 modules
- Conquering the Pincodes
- Muft Ka Bhaukaal
- The “Mehengai” Shift
+ 7 more modules
07Level 07The Sethji to CEO10 modules
- The “Chanda” Dilemma
- The “Saaf Khata” Check
- The “Waris” Plan
+ 7 more modules
08Level 08Dalal Street Ka Dronacharya10 modules
- Janta Ki Tijori
- Bhav Bhagwan Che
- Janta Ki Adalat
+ 7 more modules
09Level 09The “Gharana” Mastermind10 modules
- Sone Ka Anda
- Khet Se Dukan Tak
- The “Khandani” Web
+ 7 more modules
10Level 10Samrat: The Titans’ Playbook10 modules
10 modules, unlocked in the app after purchase
11Level 11The Uncensored Reality10 modules
10 modules, unlocked in the app after purchase
02PDF Guides
5 collections, each for its own job
A library you read in Hinglish. Every guide published by the time you buy is yours.
C01Business Library50 PDFs · 2,498 pages
50 PDF books in this collection
A dedicated book for every kind of business: from manufacturer to restaurant, from cash flow to hiring. Each book is 45 to 54 pages, in Hinglish.
- Manufacturer
- Wholesaler
- Retailer
- D2C Brand
- Importer
- Exporter
- Cash Flow
- Hiring & Team
- Restaurant & Cafe
- Govt Schemes
- Franchise
- 90-day Playbook
+ 38 more books
C02Business Ideas: 20 Sectors20 PDFs · 520 pages
20 PDFs, one per sector
20 business ideas for every sector: the pain, the earnings math, faster work with AI and tools, and a 48-hour test. Each PDF is 26 pages.
- Healthcare
- Education
- Sustainability
- Fintech
- Transportation
- Food and Agriculture
- Smart Cities
- Entertainment and Media
- Retail and E-commerce
- Artificial Intelligence
- Cybersecurity
- Workplace Productivity
- Real Estate
- Consumer Services
- Biotechnology
- Energy
- Digital Health
- Space Tech
- Robotics
- Blockchain
C03Marketing Painkiller6 PDFs · 211 pages
6 PDFs: 5 guides + Meta Workbook
Understand the pain, bring in customers, grow the business. With real Indian cases, templates and worksheets.
- Pain and Customer
- Position, Offer and Price
- Channels and Content
- Sales, Ads and Numbers
- Roadmap, Retention and Rules
- Meta Workbook (111 pages)
C04Accounts and Financing10 PDFs · 498 pages
10 PDF books in this collection
Accounts and money management: from accounts for CEOs to funding and audits.
- Accounts for CEOs
- Cash Flow
- Unit Economics and Pricing
- Budget, Forecast and KPIs
- Funding Options for India
- Debt and Credit Health
- Fundraising Basics
- Compliance and Tax Calendar
- Fraud, Controls and Audit
- CEO Finance Toolkit
C05Personality Development1 PDF · 87 pages
1 full guide, 87 pages
How you speak, your confidence and how you present yourself: how people see you in business.
03Sethji
Your business advisor
Ask a question, get options and next steps. Where you need a CA or CS, Sethji tells you plainly.
Rules, forms and deadlines, with the official source link.
GST, company, ITR: by state and by document.
Pick your industry, such as manufacturing, and apply a framework like SWOT to your case.
04Inside every module
Story, Numbers, Decision, Quiz
Every module follows one structure: understand first, then do it yourself, then see the result, then check.
05Business tools
For everyday work
Your business tasks and routine.
Important papers in one place.
Understand your area and location.
What you learned, in your own words.
Talking to customers, sales pitches: read full example conversations and practise.
One decision left
Guessing stops. Numbers start.
₹1,999one time
- 11 levels, 110 modules (Story, Numbers, Decision, Quiz)
- Modules in 4 languages: Hindi, English, Marathi, Tamil
- 87 PDF guides, 3,814 pages
- Full answers from Sethji: options, steps and checks
- Rules library, How to apply and Frameworks
- Access on Android and iPhone
- GST invoice
To be clear: tools and AI features run on IQ credits, which are separate from this payment.
UPI · Card · Netbanking · Access by email after payment
Educational purpose only. Gupta Enterprises content is educational. It is not tax, legal, financial or career advice. Verify with a CA or lawyer before any tax or legal decision.
An Indian company that builds practical business learning in Hinglish. Baniya Playbook is our first major product.